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What do I have to do to participate in the Stock Dividend?

Q:

What do I have to do to participate in the Stock Dividend?

A:

No action is required by Two Harbors common stockholders to receive their pro rata share of Granite Point common stock in the Stock Dividend. The Stock Dividend will be made on the Dividend Date based on the final distribution ratio, subject to a cash payment in lieu of any fractional shares and less any shares of Granite Point common stock, if any, as may be withheld in respect of withholding taxes.   If, however, you sell your shares of Two Harbors common stock prior to the Dividend Date, you may forfeit the right to receive shares of Granite Point common stock in the Stock Dividend.  Please see the question titled “What happens if I sell my Two Harbors common stock prior to or on the Dividend Date?” for more information.

You may also participate in the Stock Dividend if you purchase shares of Two Harbors common stock in the “regular way” market following the Record Date. See the question titled What happens if I sell my Two Harbors common stock prior to or on the Dividend Date?” for more information.